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50+ concrete items across 6 areas of adult life. Go through it slowly. Check what's handled. Notice what isn't. The unchecked boxes are not failures — they are just things that don't have a home yet. Every single item on this list has a home inside the Life Ops System™.

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💰 Money

• [ ] I know my exact monthly take-home income
• [ ] I now what my fixed expenses are every month — rent, insurance, subscriptions, loans
• [ ] I know every subscription I am paying for and the total monthly cost
• [ ] I have at least one named savings goal with a target amount and a date
• [ ] I have an emergency fund — or a concrete plan to start one
• [ ] I know my approximate credit score
• [ ] I have reviewed my bank statements in the last 3 months
• [ ] I have a system for tracking monthly spending — not just good intentions
• [ ] I know whether I am spending more than I earn each month
• [ ] I have my tax documents organised and know where to find them
• [ ] I know when my next big financial obligation is coming — renewal, registration, insurance

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💡 Money Hub inside the Life Ops System™ holds your monthly financial snapshot, recurring expenses, savings goals, subscription tracker, and sinking funds — all connected.

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🌿 Health & Self-Maintenance

• [ ] I have had an annual physical this year
• [ ] I know when my next dentist appointment is
• [ ] I have had an eye exam in the last 2 years